Downtown Homes under $1 million

Welcome to Downtown, MA – a vibrant hub where history meets modern living! Nestled in the heart of Massachusetts, Downtown is a dynamic urban area that boasts a rich cultural tapestry, making it a desirable destination for both families and young professionals alike. With its charming streets lined with boutiques, cafes, and restaurants, residents enjoy a lively atmosphere that is both welcoming and invigorating.

One of the most appealing aspects of Downtown is its diverse range of homes available for under $1 million. Here, you can discover a variety of properties that perfectly blend style and affordability. From chic lofts in converted warehouses to charming brownstones with historic character, there’s something for everyone. Many of these homes feature modern amenities while retaining their unique architectural charm, providing a perfect backdrop for your urban lifestyle.

Living in Downtown means you’re never far from the action. Enjoy easy access to public transportation, making your daily commute a breeze. Explore the nearby parks, art galleries, and cultural institutions, or take a leisurely stroll along the scenic waterfront. The community is bustling with events year-round, from farmers' markets to art festivals, ensuring there’s always something to do.

With its perfect combination of affordability, convenience, and vibrant culture, Downtown, MA is not just a place to live—it’s a place to thrive. Whether you’re a first-time homebuyer or looking for a smart investment, the homes under $1 million in this lively neighborhood offer an incredible opportunity to immerse yourself in the heart of Massachusetts. Come and find your dream home in Downtown today!

Newest Downtown Homes under $1 million

$549,000

4 Beds ⋅ 2 Baths ⋅ 73587335 MLS

Well located 1787 Gambrel office building directly across from courthouse , 1 block to train and parking garage. Currently used as Attorney At Law Office. Huge plus is the off street parking allowing for 2 car tandem parking. The building also has central air and is within moments to banks, restaurants. Very high "in and out" index. BUyers and buyers agent should determine of a change of usage is possible. Motivated seller!

47 Federal Street, Salem

Listing courtesy of Listing Agent: George Fallon from Listing Office: 1 Percent Realty, LLC.

$799,900

3 Beds ⋅ 2 Baths ⋅ 73586265 MLS

ALL OFFERS DUE BY MONDAY 10/5 AT NOON -please make all offer good of until Tuesday at noon!!NEW LISTING | DOWNTOWN PLYMOUTH! Enjoy harbor views and the convenience of downtown living in this classic Colonial, ideally located within walking distance of Plymouth’s restaurants, shops, marina, beach, and parks. Original character and thoughtful updates create a warm and inviting home.A welcoming covered farmer’s porch offers views of Plymouth Harbor, while beautiful hardwood floors extend throughout the home. The updated kitchen features an island, stainless steel appliances, and granite countertops, and opens to a dining room with a built-in bench and cabinetry. A fireplaced living room with pocket doors and a spacious foyer with closets complete the first floor. A bright sunroom provides additional flexible living space and a peaceful spot to enjoy the surrounding views.The second floor offers four bedrooms and an updated full bath, along with a walk-up attic that presents potential for additional finished space.Additional features include a full basement, a quaint backyard with a covered porch and patio, a shed with electricity, and ample parking.

1 Sagamore St, Plymouth

Listing courtesy of Listing Agent: Paula Howland from Listing Office: RE/MAX Real Estate Center.

$375,000

1 Beds ⋅ 1 Baths ⋅ 73586040 MLS

Welcome home to the penthouse condo at the William R. Drew House c.1858. Perfectly located in the heart of downtown Plymouth, you'll be just a short distance away from fine dining, historic sites & attractions, beaches, golf, highway access and more. Enjoy views of Plymouth harbor and beyond from your exterior rooftop deck. Inside, the kitchen has been updated to include quartz counters, tile backsplash, stainless steel appliances and upgraded cabinets. The spacious living room boasts a gas stove, mini split huge closet and wood floor. The primary bedroom features a large walk-in closet, electric heater and wood flooring. Enjoy interior access to your own secure storage area of the basement with private washer & dryer. Low condo fee that includes water, sewer, trash pickup, snow removal and master insurance. Don't miss out on your chance for affordable living in beautiful downtown Plymouth. Showings begin Sunday October 4th at the Open House from 11:30am-1pm. Come see!

14 Washington St Unit 3, Plymouth

Listing courtesy of Listing Agent: Leon Lopes from Listing Office: Compass.

$479,900

2 Beds ⋅ 2 Baths ⋅ 73585171 MLS ⋅ ['Canal Place 2'] BLDG.

RARE PRIVATE ROOFTOP DECK, EXPOSED BRICK, ORIGINAL BEAMS. YOUR OWN ROOFTOP ABOVE DOWNTOWN LOWELL. Experience one-of-a-kind loft living in the heart of Downtown Lowell with this striking three-level penthouse offering 2 bedrooms, 2 full bathrooms, and an incredible blend of historic character and modern comfort. From the moment you step inside, soaring vaulted ceilings, exposed brick walls, original wood beams, oversized windows, and dramatic architectural details create a space that feels anything but ordinary. An open, airy layout unfolds across multiple levels, connected by distinctive staircases and lofted walkways that showcase the home’s industrial character while allowing natural light to pour throughout. The spacious kitchen features rich cabinetry, granite countertops, stainless steel appliances, and a generous peninsula with room for seating, creating an inviting space for everyday meals or entertaining. Flexible living areas provide plenty of room to relax, work from home, or create a reading or sitting area overlooking the city. Both full bathrooms offer updated finishes, while in-unit laundry adds everyday convenience. Step outside to your own private rooftop deck, a rare urban retreat perfect for morning coffee, evening cocktails, or simply unwinding above the city. Set in Lowell’s vibrant downtown and Artists District, you’ll be moments from restaurants, bakeries, coffee and book shops, galleries, entertainment, the Lowell Auditorium, Tsongas Center, and the commuter rail. Conveniently located near Routes 93, 495, and 3 and the Lowell Connector, this exceptional penthouse offers easy access throughout the Merrimack Valley and beyond. With convenient access via a pedestrian bridge to the parking garage, this exceptional penthouse delivers the character of a historic loft with the conveniences of modern city living.

200 Market St Unit 29A, Lowell

Listing courtesy of Listing Agent: Christian Doherty from Listing Office: Doherty Properties.

$255,000

2 Beds ⋅ 1 Baths ⋅ 73584231 MLS ⋅ ['Canal Place Three'] BLDG.

Own a piece of Lowell history at Canal Place 3, a 1908 mill converted to condominiums in 2004 and set within Lowell National Historical Park. This second-floor 2BR/1BA offers true single-level living, with every room on one floor in an elevator building. The kitchen features granite counters, stainless appliances, and a range purchased in 2024, and the bath has been remodeled with a new vanity and lighting. Luxury vinyl flooring and recessed lighting run through the open living/dining area. The second bedroom works equally well as a home office. Two heating and two cooling zones let you set each area to your preference. A laundry room with in-unit washer and dryer doubles as everyday storage, with additional storage on the canal level. The $748/mo HOA covers heat, A/C, hot water, gas, water, sewer, master insurance, trash and snow removal, landscaping, and professional management, bundling most utilities into one monthly payment. One pet per unit is permitted per the condo documents, and off-street rental parking is available in the adjacent covered Hamilton Canal Innovation District (HCID) garage. Canal Place 3 is fully warrantable, and eligible first-time buyers may qualify for MassHousing down payment assistance (income limits apply; ask your lender). Intercom entry and a garden courtyard. Lowell Memorial Auditorium, Merrimack Repertory Theatre, downtown restaurants and galleries, UMass Lowell, and the commuter rail are all nearby. Showings begin at open house October 1, 2026 5-6:30pm

200 Market Street Unit 3211, Lowell

Listing courtesy of Listing Agent: Mindy Dopler Nelson from Listing Office: Keller Williams Realty-Merrimack.

$549,900

3 Beds ⋅ 1 Baths ⋅ 73584225 MLS

CHARM, CHARACTER & LOCATION! Step inside this special 3 BEDROOM antique Plymouth home and experience the warmth and timeless appeal that only a home with history can offer. Beautiful wood floors throughout add warmth and character, while the first-floor bedroom provides flexibility and convenience. The spacious eat-in kitchen is the perfect gathering place for morning coffee, casual meals and entertaining, and the inviting front-to-back living room offers plenty of space to relax and enjoy the home's unique charm. Outside, the beautiful yard is enhanced by established perennial gardens, creating a lovely setting to enjoy the seasons, garden, brick patio and simply unwind. A large two-car garage with additional workspace provides excellent storage and room for hobbies, projects or a workshop. The location is truly special, just a short walk to Historic Downtown Plymouth and the Plymouth Marina, where you can enjoy waterfront strolls, local restaurants, shopping, cafes and all that makes Plymouth such a desirable place to live. Easy access to Route 3 makes commuting and exploring the South Shore convenient. Whether you're looking for a home filled with character, a convenient location close to the waterfront, or the opportunity to enjoy everything Historic Plymouth has to offer, this property delivers a wonderful combination of charm, space and location. Come experience the character and lifestyle that make this Plymouth home so special!

28 Mayflower St, Plymouth

Listing courtesy of Listing Agent: Kristen Ruggiero from Listing Office: RE/MAX Platinum.

$250,000

1 Beds ⋅ 1 Baths ⋅ 73582230 MLS ⋅ ['Fiske Building'] BLDG.

Welcome to the historic Fiske Building in the heart of Downtown Lowell! This STUDIO LOFT offers convenient single-level living with soaring 12-foot ceilings, hardwood floors, 2020 NEW HVAC and Central A/C, and an open living area filled with bright natural light and character. The kitchen offers tile flooring and easy access to the main living space. Additional highlights include IN-UNIT Washer/Dryer NEW 2023, elevator access, and approximately 104 square feet of private attic storage. The professionally managed, pet-friendly building offers one of its lowest condo fees, which includes hot water, water, sewer, master insurance, exterior maintenance, refuse removal, and more. Conveniently located near UMASS Lowell, shopping, restaurants, public transportation, highways, schools, medical facilities, and the university. Perfect for an Artist's STUDIO!

219 Central Street Unit 2B, Lowell

Listing courtesy of Listing Agent: Amy Towne from Listing Office: Keller Williams Realty-Merrimack.

$388,000

2 Beds ⋅ 2 Baths ⋅ 73580946 MLS ⋅ ['The Birke Building Condominium'] BLDG.

Beautifully kept Downtown Lowell Loft! Welcome to this stunning loft featuring high ceilings, exposed brick, tall windows and a spacious open floor plan that perfectly blends historic charm with modern living. The unit offers a generous primary bedroom complete with a walk-in closet, along with two full bathrooms, in-unit laundry and central air conditioning for added comfort and convenience. The kitchen is equipped with stainless steel appliances, granite counters and plenty of cabinets for storage. Extra storage unit assigned to unit as well. Ideally located near a variety of retail shops, restaurants, cafés, public transportation and the highway. This downtown gem provides the perfect combination of comfort, convenience, and city living.

61 Market St Unit 3A, Lowell

Listing courtesy of Listing Agent: Casandra Lienqueo from Listing Office: Chinatti Realty Group, Inc..

$830,000

2 Beds ⋅ 2 Baths ⋅ 73580457 MLS ⋅ ['Brix Condominiums'] BLDG.

Welcome to BRIX. This beautifully designed 2-bedroom, 2-bath residence offers 1,356 square feet of thoughtfully designed living space, exceptional natural light and an enviable downtown Salem location with indoor heated parking, close to the commuter rail train to Boston.The open-concept floor plan is ideal for both everyday living and entertaining, with high ceilings, oversized windows and a desirable south/southwest exposure that fills the home with afternoon and evening light. Enjoy expansive city views from the living spaces or step outside to your private balcony—the perfect spot for morning coffee, an evening glass of wine or taking in the energy of downtown Salem.The contemporary kitchen features sleek cabinetry, quartz countertops and stainless-steel appliances and flows seamlessly into the spacious living and dining areas. The generous primary suite offers a walk-in closet and well-appointed en-suite bath, while the second bedroom and full bath provide flexibility for guests, a home office or additional living space. Additional features include hardwood flooring, central air conditioning, in-unit laundry and ample storage.Two tandem indoor heated garage parking spaces provide exceptional convenience. BRIX residents also enjoy an impressive collection of amenities, including elevator service, a state-of-the-art fitness center, resident clubroom, secure package/mailroom, and outdoor terrace with grilling and gathering areas.Ideally situated in the heart of downtown Salem, BRIX puts restaurants, cafés, boutique shopping, galleries, museums, entertainment and the waterfront just outside your door. The MBTA Commuter Rail station is nearby, offering easy access to Boston while keeping you connected to the North Shore.With its generous floor plan, two garage spaces, private balcony, city views and prime south/southwest exposure, Unit 411 offers a rare opportunity to enjoy elevated, low-maintenance living in one of Salem's most desirable condominium communities.

65 Washington Street Unit 411, Salem

Listing courtesy of Listing Agent: Merry Fox Team from Listing Office: MerryFox Realty.

$399,900

1 Beds ⋅ 1 Baths ⋅ 73580205 MLS ⋅ ['The Essex'] BLDG.

Welcome to The Essex, ideally located in the heart of historic downtown Salem on the Essex Street Pedestrian Walkway. This 1-bedroom, 1-bath condo features a versatile bonus room, large in-unit storage room, four walk-in closets and an open living/dining area with French doors leading to a private patio overlooking the beautifully landscaped courtyard. This is a spacious lower level unit. It has two entries. A private indoor entry and an entry into the landscaped courtyard. Across the courtyard are the community room, indoor heated swimming pool, hot tub, exercise room and a laundry room. The unit has been moderately updated with newer windows, cortex floor, laminated cabinets and a quartz countertop. The spacious bedroom offers excellent closet space. There is an in-unit washer and dryer, and for humid days, a small portable dehumidifier. Take the elevator up one floor to the Essex Street lobby, from there walk out on to Essex Street where you will find a short walk to the commuter rail, Peabody Essex Museum, restaurants, coffee shops, Salem Harbor, and all the shops. Enjoy your condo privacy and all the festivities Salem has to offer. Seller would like to leave the China cabin.

11 Church Street Unit G14, Salem

Listing courtesy of Listing Agent: Equity Edge Team from Listing Office: Real Broker MA, LLC.

$455,000

2 Beds ⋅ 2 Baths ⋅ 73579269 MLS ⋅ ['Waterfront Lofts At Boott Mills'] BLDG.

Experience loft living at its finest in the heart of Downtown Lowell. This spacious 2 bedroom, 2 bath condo showcases soaring wood plank ceilings, exposed beams, exposed brick, and oversized arched windows that fill the home with natural light. The open concept living and dining area flows seamlessly into the updated kitchen, featuring stainless steel appliances, stone countertops, gas cooking, and a peninsula with bar seating. The generous primary suite offers a walk in closet and full bath, while the second bedroom and full bath provide flexibility for guests, a home office, or roommates. Residents enjoy outstanding amenities including a rooftop deck, patio, fitness center, game room, and entertainment room with full kitchen. Garage parking is available for lease through WinnCompanies. Ideally located near UMass Lowell, Tsongas Center, restaurants, coffee shops, downtown nightlife, and major highways, this move in ready home blends historic mill character with modern convenience.

130 John St Unit 459, Lowell

Listing courtesy of Listing Agent: Joseph Banh from Listing Office: eXp Realty LLC - Corporate Office.

250 Sutton Street Unit 250, North Andover

$599,900

3 Beds ⋅ 3 Baths ⋅ 73577743 MLS

LOCATION, LOCATION, LOCATION! Gorgeous 3-bedroom townhome with a separate primary bedroom suite, with close access to Routes 495 and 93! The main level features an open floor plan with the kitchen and dining area located adjacent to the living room. Hardwood flooring extends throughout the main level. The kitchen offers ample cabinetry and granite countertops. The half bath features tile flooring and a granite countertop vanity. The second level offers two generously sized bedrooms, each with a ceiling fan and good-sized closets. The third level includes a private primary bedroom suite with wall-to-wall carpeting, a custom closet, and a spacious primary bathroom. The basement has endless possibilities; it includes a partly finished room with flexible space for an in-home office, gym, or playroom. The attached garage offers convenient interior access. Additional features include central air conditioning. The exterior includes a spacious deck for outdoor furniture and a backyard for outdoor activities and entertaining. OPEN HOUSE: SUN, OCT. 11, 12-3 P.M.

250 Sutton Street Unit 250, North Andover

Listing courtesy of Listing Agent: Jennifer Kannan from Listing Office: Four Seasons Realty Group Corp..

Start Your Search

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non commercial use of consumers having a good faith interest in purchasing, leasing or renting listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing, leasing or renting. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.